Roadmap

Mortgage Tracker

• Search for your property by address and instantly pull in bedrooms, floor area, council tax, EPC rating, sale history, and rental estimates
• Track equity, LTV ratio, monthly payment breakdown (principal vs interest), payoff timeline, and total interest over your full mortgage term
• Visual progress bar showing how far through your mortgage you are with time elapsed and remaining
• Property value and mortgage balance automatically sync with your Net Worth as linked asset and liability accounts
• Link a fixed expense to your mortgage to see the real payment amount from your bank with a principal vs interest split on your expenses page
• Supports both repayment and interest-only mortgages with auto-calculated monthly payments

Personal, Joint & Combined dashboard views

• New dashboard toggle to switch between Personal, Joint, and Combined views
• All overview metrics update together (income, spending, net cash flow, savings rate)
• Your selection is saved in the URL so it persists when you refresh or bookmark
• Faster switching with caching to avoid unnecessary reloads

Configure your financial month start day

• Set when your financial month starts (e.g., 15th for payday alignment) instead of always using the 1st
• Track spending from payday to payday, not calendar month to calendar month
• Works across your entire dashboard, expenses page, and income page
• Handles months with different numbers of days automatically
• Access via the settings icon next to the month selector

Faster loading across the app

• Fixed expenses and income pages load much faster, especially if you have lots of items set up
• Pages you've already visited now load almost instantly when you return to them
• Net worth, dashboard, and savings pages all load their data at once instead of one piece at a time
• Reduced the number of times we fetch your data, making everything feel snappier
• Fixed a bug where Trading 212 sync was not working

Reduced Google permissions for better privacy

• Reduced Google OAuth scope from 'See all your spreadsheets' to 'Files you open with this app' — thanks to user feedback for pushing us on this
• Disconnect now properly clears all stored spreadsheet data for better privacy compliance
• Bug fixes and stability improvements

See your pots total savings in your Net Worth page

• Full email setup, will send emails to all users when a new feature is released, trial reminders etc
• Bug fixes and visual fixes on mobile
• Setup for monthly cut off date feature

Trading 212 bug fixes

• Fixed a bug where the settings page was getting an error on loading
• Lots of visual fixes on mobile

Add header into Net Worth page

• Header added to the Net Worth page matching other pages

Trading 212 Integration

• Connect your Trading 212 account to automatically track your real-time portfolio value
• Using the official Trading 212 API to fetch your account data safely and securely
• Daily automatic syncs ensure your Net Worth is always up-to-date without lifting a finger
• Your API keys are securely encrypted at rest and only decrypted on our secure servers when syncing
• Your investment data is strictly read-only — we can never touch or move your funds

Personalized Dashboard & Smarter Fixed Expenses

• Personalize your dashboard — pick which spending categories appear on your overview
• Easily find and organize your fixed expenses with filtering
• Better matching for bank transfers and scheduled payments
• Rename your fixed expenses to something that makes sense to you without deleting the expense
• Add 'Compare to date' mode for monthly variable expenses comparison
• Faster, smoother experience across the app

Savings & Pots Dashboard

• See all your Monzo Pots in one place with automatic discovery from your transactions
• Track your total savings, monthly deposits, and roundup contributions at a glance
• Beautiful charts showing your savings growth over time and where your money is going
• Choose which pots to track — focus on what matters to you
• Categorize your pots (Bills, Savings Goals, Emergency Fund, and more) to stay organized
• Set savings targets and track your progress towards each goal

Custom Categories

• Create custom categories for variable expenses to match your Monzo custom categories
• Toggle custom categories on or off which will update all elements of the variable expenses page

Visual Refresh & Google Verification

• New treemap & pie chart visualizations for expenses breakdown with full-screen mode
• Google OAuth data access officially verified — your data is secure and private
• Various UI bug fixes and improved chart tooltip styling

Bug Fixes

• Fixed navbar showing 'Subscribe' instead of 'Dashboard' for logged-in subscribers on public pages
• Fixed Google Picker cross-origin postMessage error in Firefox when selecting spreadsheets

Sync Rate Limiting

• Added 15-minute cooldown between manual syncs
• Daily sync limit of 24 syncs per user
• Improved sync button with rate limit status

Initial Release for Public

• Budget tracking and categorization
• Income and expense management
• Net worth dashboard
• Multi-user support
• Google Sheets integration